Sponsored by Income
Income has started a crowdfunding campaign on the Seedrs platform to allow investors to join in the equity raise and the value creation that is taking place in the alternative asset investments. Income is re-imagining investing in loans and fueling financial inclusion globally. The CEO and the team have extensive experience in Fintech and investments.
Income is the first alternative investing platform that offers secured investing in loans and other types of credit globally. We operate an independent investment platform at www.getincome.com and cater to the needs of both professional and retail investors. For retail investors, the primary focus is on making investments effortless and safer while investing similarly to institutions.
Offering secured investments to loans with attractive yields allows investors to protect themselves from inflation and generate wealth. At the same time, global co-operation with socially responsible non-bank lenders results in better and cheaper access to credit for millions. This co-operation solves a genuine financial and social inclusion problem, especially in emerging markets.
Income’s industry-defining security features include “Buyback Obligation” and “Cashflow Buffer,” which protect investors when investing in loans. Every loan on the platform comes with Buyback Obligation, meaning non-bank lenders we co-operate with are obligated to buy back the loan from investors if the borrowers do not pay.
The cashflow buffer protects investors from defaults of the non-bank lenders, making investments on Income effectively collateralized, unlike on any other competing platform.
To make investing in loans effortless for retail investors, we have recently launched our mobile app for iOS and Android with an intuitive user experience design. Through the app, the investors have manual and automated ways of investing, and they can also choose quick investment strategies to automate earning passive income.
Income will use the money raised in the current round to strengthen the team, enhance the product, and support the onboarding of more investors and non-bank lenders.
On the product side, we have exciting plans, from launching a secondary market for loans to further simplifying the mobile app as per our identified vital principles.
Income has accomplished a lot in the past 10 months of operation, but we are still only at the start of the journey. The Seedrs campaign is an excellent way for inventors to participate in the future of alternative asset investing and promoting financial inclusion globally.
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Investing involves risks, including loss of capital, illiquidity, lack of dividends and dilution, and should be done only as part of a diversi ed portfolio. Please read the Risk Warnings before investing. Investments should only be made by investors who understand these risks. Tax treatment depends on individual circumstances and is subject to change in future. Seedrs does not make investment recommendations to you and any investment decision should be made on the basis of the full campaign. No communications from Seedrs, through email or any other medium, should be construed as an investment recommendation.
This article has been approved as financial promotion by Seedrs Limited which is authorised and regulated by the Financial Conduct Authority (No. 550317)